Pangea

FX and stablecoin infrastructure for emerging markets

Send us dollars, euros or stablecoin. We already hold the local currency, so we lock your rate and pay your recipient on their own bank rails, the same day.

Currencies active
MXN NGN GHS BOB EUR GBP USD ₮USDT $USDC
In activation
KES ZAR AOA ARS COP
Pangea TradingBankingBeneficiariesHistory USDT / MXN
You sell USDT
17.2540
You buy USDT
17.2865
Session 17.2180 · 17.3040 Firm to 1,000,000 Sources 5 live

The price you see is the price you execute.

No spread quietly widened after you accept. No handling charge bolted onto the payout. No surprise when the money lands. The rate you agreed is the rate that settles.

We can do that because the currency is already ours. A quote is not us running off to find your size. It is a price we are ready to trade at, right now, for the amount you asked for.

USD / MXN · your tradeRate held
QUOTE ACCEPTED SETTLED the market moved 0.34% in the meantime 17.2860 · locked
Rate you agreed
17.2860
Rate you settled at
17.2860
Added on top
0.00
The market keeps moving between the moment you accept and the moment the money lands. That part is our problem, not yours.

Your money gets there eventually. That is the problem.

Pay a supplier in Nigeria or Bolivia and the money still hops through a chain of correspondent banks. Each hop costs you a day, a fee, and another place it can fail.

You find out the rate afterwards. The arrival date is a guess. And while it is moving, nobody can tell you where your money actually is.

Stablecoins fixed the middle of that trip. Nobody fixed the ends, where dollars still have to become naira and naira still has to land in somebody’s account.

That is our job. We hold the local currency in size, quote you a price you can commit to, and pay out on the rails that market already uses.

How the money travelsSame day
2–5 DAYS CorrespondentCorrespondentLocal bank Your bank Recipient +1 day+1 day+1 dayrate applied PANGEA one firm pricedomestic rail You Pangea Recipient
Four intermediaries become one. And you agree the rate at the start, not somewhere along the way.

Where we can pay out today.

We open a corridor when we can hold real currency in it and reach a local bank rail. Not before.

Currencies active

Quoting and settling today
MXNMexicoSPEI · CLABE accounts
NGNNigeriaNIBSS NIP · NUBAN accounts
GHSGhanaGhIPSS
BOBBoliviaBCB ACH wire
EUREuro areaSEPA and SEPA Instant
GBPUnited KingdomFaster Payments
USDUnited StatesACH and wire

In activation

Opening next
KESKenya
ZARSouth Africa
AOAAngola
ARSArgentina
COPColombia

Settlement assets

How you fund and get paid
₮USDTTetherEthereum, Tron, Polygon, Solana
$USDCCircleEthereum, Polygon, Solana
+MoreChains incomingAdded on client demand

Need somewhere that is not on this list? If the flow is real and it repeats, we can usually open it in weeks. It is not a roadmap item you wait a year for.

Trade it yourself, or let your system do it.

Anything you can do on the screen, you can do over the API. Same prices, same ledger, same audit trail.

New orderUSDT / MXN
You pay 250,000.00 USDT
Recipient receives 4,321,500.00 MXN
Rate 17.2860 firm for 00:28
Execute
One price, your size, good for the whole window. Hit accept and that is what settles.
Accounts4 balances
Mexican pesoCLABE ····8842 · SPEI8,412,900.00
Nigerian nairaNUBAN ····2107 · NIP96,340,000.00
Bolivian bolivianoNamed account · BCB ACH wire2,180,400.00
USDCSegregated custody vault740,118.00
Every currency sits in an account with your name on it, and your digital assets sit in a vault of your own.

Built to survive an audit.

The parts nobody puts in a pitch deck, and the first things your risk team will ask about.

Your keys never pool with ours

You get your own custody vault the day you onboard. Signing follows a policy you agreed to, and funds can only leave to addresses you have whitelisted.

Accounts in your name, not ours

Your balances sit in virtual accounts under a segregated master account, one per currency. If you are regulated, you can issue accounts underneath yours to your own customers.

Every cent traces back to an event

Quotes, trades, transfers, fees: all of it is double-entry in one ledger, reconciled against the bank and the custodian as it happens. Ask us about any balance and we can show you exactly what made it.

A quote we can stand behind

Every corridor runs on more than one price feed. If one goes quiet, we fall back to the others and tell you confidence has dropped, instead of quoting something we cannot honour.

Tell us where you need to pay.

We work with payment providers, exchanges and treasury teams moving regular volume into these markets. Send us the corridor, which way it runs, and roughly how much a month. You will get pricing back, and a straight answer on what integrating would take.

Talk to us